Hi littledot1970,  well it looks like you have gotten some good ideas already from the others here.  No easy answer.  If everything is as low as it can go then you need extra to come in.  If you have some interest, think about starting a blog and putting Adsense on it.  No cost,  heck you can always blog about what your going through.  Let us know how you are doing.

best of luck

Nick