Hi, I am asking for advice on to pay-off my pay-day loans. I make good money but you know the trap. I have set up arrangements but some are not willing to work with me. That is about it.

Hopefully this forum will help you out.  Perhaps some specifics on your loan such as interest rate and amounts may help you decide which loans to tackle first.  I am new to this forum as well and look forward to hearing more from you.

What do you mean by "arrangements" ? I'm not sure what that means.