I'm new here and was happy to find this site. I'm deep in debt. I lost my job, I have arthritis in both knees and can't walk and I have a sister who has cancer that I take care of. Things are going very badly with me and I have to find something to help me out. I keep the phone off the hook because I can't take the calls from collection companies.

  OMG! I also take care of my sister and have trouble with arthritis in my back. So far I have been able to keep working but sometimes I just don't know how much longer I am going to be able to keep this up. I am staying ahead of the creditors so far. But I sympathize with you, hon.

Welcome to the board. I hope you can find some help here and an ear to listen when you need it.