Brilliant!  What a cool way to keep you focused on your goals, too!  I bet a lot of folks would love this service!  Good job!

I think you should put it into savings. Every year, my husband and I use our tax returns to pay off our credit cards. It's always a sigh of relief to see them paid off, but then every year we watch them build back up and we are faced with the same delima again. Its frusterating to see so much money to go to credit cards. But we have more debt than we have money, and so that's why we use the credit cards--for food and diapers mostly.
But this year my husband suggested that we instead put our half our tax returns to savings--and then later a more secured account like a CD or something, and put the other half to the credit cards. We need a savings to fall back on so we don't need to be dependent on the credit cards anymore. The credit cards have to be paid off of course, but its just going to take a lot of discipline on our part to try to use cash for now, and use the credit cards for emergency only. That will mean cutting down on Little Debbies for me, and Mountain Dew for my husband.

What a great idea! Using your penny-pinching skills as a part-time income maker. I say get the word out and get a few more paying clients. Then you'll have the debts down in no time and the savings up very quickly after!

A little extra income is great to have. I would put the money towards the credit cards. Those credit card companies get real mean when you fall behind and they don't care if you were a good customer for 25 years. I know this for a fact. Pay them back if possible and leave the savings account a little bare if you're able to.

If It's extra money then why not put it in savings.