Randle, What did you decide on your car? Fin or cash?

I would love to upgrade from my ten year old truck, but I'm still about a year to two out.

I wish I would have followed the same strategy on my car payment. I ended up dragging the process out a lot longer than I should have.

I'm happy for you at least you're free from debt. I still have one year before I can paid my car.

I did that with my firt car, I was paying 300 a month so I decided since I had a few extra bucks, I would go ahead and pay 600 in stead. It cut my note in half by 2 years. It woul dhave taken me five years to pay it with only paying 300 a month. If you have the extra money to spend on doing things like that. I would say go for it plus it looks good on your resume.

Congratulations on paying off the car! It will be great having transportation, but no car payment.

How long do you plan to keep the car?

It is a great feeling, I actually just bough another car which  I bought straight out. No payment at all. I like the fact that I don't have to pay a car note, just insurance. It's extra money in my pocket. to be able to see the extra money that you would have put into a car note, it makes you want to continue to buy cars cash out.

I wish I could of made extra payments on my car note. I never had any money or extra money for my car note. But I'm sure that if I did, it would have made my credit rating much better than it was. For some it can be easy if your car note was just $100 but having a $500, $600 car note isn't going to make it easy for you to double up on your note.