1.  MAX out your existing cards
2.  APPLY for more cards
3.  BALANCE TRANSFER to your checking account
4.  HIT VEGAS BABY !!! 
5.  REPEAT...

Last edited by purpnexnex (2007-08-10 10:08:17)

Sneak in to the credit bureaus, Visa, MasterCard, and American Express and delete your name from the files so there's no record of you owing any money at all.

Never pay your credit card bills.  Ever.

When you get a letter from a lawyer representing a hospital that you owe money to, write back telling him he is wasting his time demanding payment in full.   Tell him that you will continue to pay the  $25 or $50 dollars a month till the bill is paid and more when possible.  Hmmmm...I just did that.

Last edited by Nick4033 (2007-08-11 23:52:56)

want to hear actual advice that was given to me by a financial planner?  after spending hours reviewing paperwork and having him convince me that I can become a millionaire, he got all his note together and looked at me to deliver the long-awaited conclusion and plan for me to rid myself of debt.  He looked me straight in the face and said, "You have to earn $1500 more pre month."  Of course I said, "How can I do that?"  His reply was, "Well that's something you're going to have to work on.  I can't answer that question for you."  THANK GOD IT WAS A FREE CONSULTATION!

Has anyone said Rent-to-Own yet?

Buy whatever you want...because you *deserve* it.

Take out a cash advance on your Visa, to pay your car loan.

Tomtastic25 wrote:

Take out a cash advance on your Visa, to pay your car loan.

Good one!  I've done that before, except I took a cash advance out of my VISA and used that to make the payment to the SAME card.  That was a few years ago, of course.

"Buy a more fuel efficient car." Granted, this may work for some people, but for me this meant multiplying my insurance rate, adding a new car payment, and in the end only saving about $30 per month on gas which then went to the other payments.