Everyone is trying to get out of there gas guzzling vehicles right now, including me.  I have a 2005 Durango that I owe 17.3K on.  (Oh... It's worth much less than that now... lesson learned!!)

I don't know what to do.  But I have to reduce my payments and my fuel costs.  I have 43 months left on my loan with payments of $451.

Home equity loan to pay it off?  ($344 for 60 months)

Lease a new, more fuel efficient vehicle?  ($388 for 48 months)

Trade it in for a used, more fuel efficient vehicle (best deal due to trade in with negative equity is $390 a month)

Just stick it out?

Yes!  I have tried to sell this SUV out-right, but you can't give them away right now.

HELP!