Why is it that so many people are only interested in doing one or the other? There really doesn't seem to be many people around who are interested in cutting back expenses while still living the same lifestyle (called 'saving money').

Of course, I'm interested in all three. I want to increase my income, but I also want to spend less money so I can reduce my debt more quickly. It just seems logical to me to aim at all three!

I'm trying to spend less and earn more. Makes sense to me.

Another of my problems is my family. I support my sister since our mother died last year. It's been like two years since we appled for social security for her and we finally have a hearing date this May. I'm really hoping that she starts getting some money coming in.

And then there's my son ..... but that's another story.

Spending less money makes sense but sometimes people can't do that especially if they're only spending their money by paying bills. It's also hard to get more income. Better paying jobs are hard to come by and as you get older jobs themselves are difficult to find. I don't know what the aswer is. I'm just spending on bills and I do some heavy savings to buy necessities like shoes. I never spend on entertainment.

Entertainment is a luxury most of us can not afford.  Cutting down debt is the most logical step in reducing debt.  If we could work 80hrs a week, then maybe that would be an answer.

I was basically asking why people aren't interested in learning to save money on their current expenses. I know a lot of people who tell me they are doing things 'hard' - yet they could probably manage to cut back their expenses if they wanted to, which would leave them more money to put towards paying off those debts